If you’ve heard of home safes but think you don’t really need one, think again! Too many homeowners each year have their dwellings wiped out either by natural disaster or theft only to find that they have lost items that are truly irreplaceable.
And you don’t just have to worry about theft…there’s always a threat of fire, flood, earthquake, alien invasion…well okay, strike that last one. But natural disasters do occur, and banks are not immune to these things.
Also, check out their deposit bonuses and reload bonuses. If they seem to good to be true they probably are. So pick a casino with a better than average deposit and reload bonus, but a realistic one. Also read up on how to redeem these bonuses. Usually you just have to make a real money deposit and play to get them. Last don’t shy away from a free chip or timed free play as a bonus. These are usually pretty good bonuses and let you play the casino before you deposit.
Copies of your insurance policies and wills: Take note of the word “copies.” There is a very good reason why the real ones should be kept elsewhere or, in fact, handled by someone else such as your lawyer. When you die, there’s no one else who will be able to open your watch safe boxes or have access to them unless you have left some instructions on what to do to a loved one or to your representative. The original copies will then be needed for processing. The copies, meanwhile, will just be for your own protection just in case you need to present proofs in some situations, and the original ones are not with you.
If you continue this process your CDs will be effectively “laddered”, you’ll earn higher interest rates, and you won’t be without access to 25% of the funds for more than three months at a time.
OInvest in a jewelry travel case that rolls up. This will keep jewelry from falling out and getting lost in transit. Cases are available in different styles so that you can choose one for the amount and type of jewelry you normally take with you when you travel.
The one major negative aspect of home safes are that they are not foolproof. It will not stop a professional thief from getting to anything on the inside. In fact there is not a one hundred percent thing you could do to prevent theft. The upfront costs of safes are rather high. This makes it maybe not the best option for something that only needs temporary protection. Safes are also no substitute for constant vigilance.
Will the expense of levying your debtor’s SDB contents be worth the cost? Anything can happen. Their box could be empty, or it could have rare coins, stolen property, drugs, or a thick stack of $100 bills, or most anything else that can fit. Hopefully, you will find a treasure waiting to satisfy your judgment. The debtor can be in attendance, along with anyone else who has something in their SDB. It is usually fun to watch the debtor’s face when their (formerly private) safe deposit box gets opened.